which the lender consider during loan approval process apart from good credit score. Find details about Equitas Small Finance Bank Limited Account which includes Equitas Small Finance Bank Limited Account Official Website, Equitas Small Finance Bank Limited Account ATMs accross the India, Equitas Small Finance Bank Limited Account Branches accross the India, Equitas Small Finance Bank Limited Account Contact Numbers, Equitas Small Finance Bank Limited Account official EmailID, Equitas Small Finance Bank Limited Account Headquarter and Equitas Small Finance Bank Limited Account Headquarter Address. Proof of Address (any one): Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill. It is also incorrect that your loan would be rejected if you do not have regular income. Carrying good credit score does not guarantee personal loan approval as there are other factors like income, regularity of income, employer, employment type, etc. Credit Score is just one of the few measures considered during home loan approval process to decide whether to give approval or in the rejection of the loan application. Any one of the below can be a method to repay the money. Loan Takeovers & Top up Balance Transfer your existing loans with an additional loan amount. Personal Loan Features and Benefits Axis Bank Personal Loan Features From 10 Lacs upto 300 Lacs for a tenure from 3 years upto 15 years. Good Credit Score determines your credibility to repay the loan without defaulting it. It is not correct that Personal Loan at lowest interest rate is the best. Securities may not be offered or sold in the United States absent registration or an exemption from registration under the U.S. Securities Act of 1933, as amended. As mentioned before, Equitas Bank does not offer personal loans. Was this review helpful? It is not correct that Personal Loan at lowest interest rate is the best. Go with our one-stopPersonal LoanPage & swipe out your doubts within no time. Any opinion expressed on the Financial Statements are subject to change without notice. Other components like processing fee, eligible amount, tenure of loan repayment, service issues, other terms of loan, define the best lender. The audited financial statements of Equitas Small Finance Bank Limited (Bank), as at and for Fiscals 2017, 2018 and 2019 and the reports thereon dated May 4, 2017, April 26, 2018 and May 9, 2019, respectively (collectively the Financial Statements), have been uploaded here by the Bank solely to comply with the requirements specified in the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirement) Regulations, 2018, as amended (SEBI ICDR Regulations). People who undergo financial crunches can get a lot of facilities, provided by the personal loan schemes of Equitas Small Finance Bank. Personal Loan - Apply for Personal Loan| AU Small Finance Bank Personal Banking Business Insurance & Investment AU 0101 AU 0101 App AU 0101 App Your gateway to the world of smart banking Explore Now AU 0101 NetBanking AU 0101 NetBanking Your bank is where you are Explore Now Video Banking Video Banking Reinventing Banking for you WhatsApp Banking Go with our one-stopPersonal LoanPage & swipe out your doubts within no time. Use recommended Standard Safe Web browsers like Internet Explorer 7.0 and above. Instant Trading & Demat Account Opening, Manage your savings account with an Indian resident relative as Mandate account holder, Attractive interest upto 8.00% p.a for 888 days*. The Reserve Bank of India is moving closer towards ring fencing the banking system from credit losses as it proposes to move to provisioning on the principles of 'expected losses' from 'incurred losses.'. Too many enquiries has a negative impact on your credit score. Visit. Any one of the following methods can be used to repay the loan: Credit score is considered as a measure of credit worthiness of any person. This personal loan helps to overcome all sorts of financial crunches. Holiday/Moratorium period up to 36 months. Accordingly, any persons in possession of the aforesaid should inform themselves about and observe any such restrictions. Loan approval can be given to you if you add a joint holder having a regular income or you can borrow from peer to peer lenders. 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Mega Loan Mela organized by Equitas Bank in association with Tata Motors across India. These components are processing fee, eligible amount, tenure of loan repayment, service issues, other terms of loan, etc. The interest rate for loan amounts between Rs 3.1 lakhs to Rs 5 lakhs is 22%. Contact a Mortgage Loan Officer. shall change according to loan type and applicant's profile. Check your credit score before applying to determine which lenders are likely to consider . Key Points Geographical diversification It has presence in 17 states & UTs with 861 Banking outlets & 330 ATMs with clientele of 40 lacs+ Loan Book Mix It provides loans under 6 categories Recurring Deposit Interest Rates Types, Features, Benefits | How to Calculate Recurring Deposit Interest Rate? Maximum 60 EMIs are allowed for repayment of personal loan. Due to poor credit score, many of the personal loan applications get rejected by the lenders. on [PDF] Equitas Small Finance Bank Personal Loan | Features, Benefits, Eligibility, Documents Needed and How To Apply? This content will explore some crucial matters regarding this loan policy like Equitas Small Finance Bank personal loan eligibility, Equitas Small Finance Bank loan application process, and the contact number of Equitas Small Finance Bank personal loan. Save my name, email, and website in this browser for the next time I comment. The information contained herein does not constitute an offer for sale of, or solicitation of an offer to buy, the securities of the Bank in the United States or in any other jurisdiction. Two Wheeler Loan Eligibility, Documents Needed, Application Process, Benefits | How to Apply a Two Wheeler Loan Online? Join to follow Equitas Small Finance Bank . Interest on Savings for balance Above 5 lakhs 8.00 %p.a. Rate is published at https://rbi.org.in/home.aspx. Interest on Recurring Deposit for Senior Citizens and 7.75% for other* Planning ahead for your child? No reliance should be placed on, the accuracy, fairness or completeness of the information presented or contained in these Financial Statements. 3rd-Jan-2023 16:08 Source: NSE. Contact Number: 1800 1031222 / 1800 1032977 Any unauthorized use of the Financial Statements contained herein is prohibited. No reliance should be placed on, the accuracy, fairness or completeness of the information presented or contained in these Financial Statements. You agree, by accessing this forum, that moneycontrol.c Curious to check other banks offered Personal loan features, eligibility, interest rates, tax benefits, and a repayment plan. It is a myth that personal loan at lowest rate is the best, but it is not always true. What is required to apply for this loan: Address proof Proof of identification Income proof (Recent Pay slip with all deductions / Form 16) It has 859 branches and. It has been seen that there are many lenders who do not charge any prepayment penalty. Accordingly, any persons in possession of the aforesaid should inform themselves about and observe any such restrictions. Interest Rates & Charges. Thank you Ms. Maria & Mr. Sasi Kumar. These include various issues like travel to an abroad trip, house shifting, childrens education, payment of credit card bill, the repayment of an existing loan, any medical emergencies, and many other. Keep a track of all your accounts and transactions that are done in account regularly. The Financial Statements should not be considered as part of information that any investor should consider to subscribe for or purchase any securities of the Bank and should not be relied upon or used as a basis for any investment decision. Income of co-applicant (close relative) considered for eligibility. Account Number. 50,000 Loan Amount Balance Transfer Benefits for you Check your eligibility Interest Rates And Charges Banking Centers Downloads Got a query? Good to work and always to be focused on targets Earn Interest upto 7.50%* p.a for 1 year. The Financial Statements are only current as of the dates specified therein and neither the Bank nor any of its respective advisors or representatives is under any obligation to update you in the event the information in the Financial Statements becomes stale or inaccurate. Postal Address of Equitas Small Finance Bank Limited Nehruji Road branch. Interest rates on personal loan vary from customer to customer. The Financial Statements should not be considered as part of information that any investor should consider to subscribe for or purchase any securities of the Bank and should not be relied upon or used as a basis for any investment decision. EMI starts @ Rs.776/-per Lakh. Credit Score is just one of the few measures considered during home loan approval process to decide whether to give approval or in the rejection of the loan application. Our motto is to be able to provide users with as much information as possible at one place. Accordingly, any persons in possession of the aforesaid should inform themselves about and observe any such restrictions. Other Products of Equitas Small Finance Bank Limited: To meet all sorts of financial needs like a holiday trip abroad, household shifting, marriage in the family, payment of credit card bill, repayment of an existing loan, medical emergencies and many more without worrying about keeping any collateral or property.
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